Table of Contents
Introduction
To get affordable housing in Kenya, register on the Boma Yangu Portal, you can confirm you meet eligibility (Kenyan citizenship, age, income limits), select a project, and pay the deposit via the housing levy or approved financing. Prices start from around Ksh 600,000 for studio units, with 1-, 2-, and 3-bedroom options available in Nairobi and other counties.
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What is Affordable Housing in Kenya
The government affordable housing project is part of Kenya’s plan to provide decent, low-cost homes for low- and middle-income earners.
It operates through Boma Yangu, an online platform where Kenyans can register, view ongoing projects, and apply for units.
How does Boma Yangu work?
- You register with your national ID and KRA PIN.
- Your contributions are tracked via the housing levy or direct payments.
- You select available units in your preferred location.
- Allocation is done based on priority criteria and payment progress.
Who Qualifies for Affordable Housing in Kenya?
Eligibility is key — not everyone can apply. According to official criteria:
- Must be a Kenyan citizen aged 18+
- Must have a valid national ID and KRA PIN
- Must be tax compliant.
- Must belong to the low- or middle-income bracket:
- Low income: earning below Ksh 50,000/month
- Middle income: earning between Ksh 50,000 – 149,000/month
- Priority given to first-time homeowners, special groups (PWDs, youth, women)
- Must be registered on Boma Yangu.
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How to Apply for Affordable Housing in Kenya (Step-by-Step)
Here’s the official application process:
1.Visit Boma Yangu
2. Create an account with your ID and KRA PIN
Before you create, there are several choices once you click on register. Here is a breakdown as seen in this image:
Choosing the Right Boma Yangu Account Type
When registering on Boma Yangu for affordable housing in Kenya, you’ll be asked to select an account type. Picking the right one is important because it determines how you interact with the platform.
- Home Applicants – For Kenyan citizens living in Kenya who want to apply for a housing unit.
- Home Applicants (Diaspora) – For Kenyans living abroad but holding a valid Kenyan ID. Allows you to apply for a unit from outside Kenya.
- Organized Groups – For employers or organizations registered in Kenya who want to apply on behalf of their employees or members.
- Property Developer – For developers in Kenya or abroad who want to partner with the government to build affordable housing projects.
- Micro, Small and Medium Enterprises (MSMEs) – For registered small businesses that want to participate in housing construction supply chains.
- Artisans – For tradespeople (e.g., masons, plumbers, electricians) who want to offer their services in affordable housing projects.
- Financial Institution (Coming Soon) – Will be for banks, SACCOs, and other lenders supporting the programme.
💡 Tip: If you are simply applying for a house, choose Home Applicants (or Home Applicants Diaspora if abroad). The other options are for organizations or partners in the housing programme.
3. Choose a project in your preferred county (e.g., Nairobi, Mombasa, Kisumu)
At this stage, you will key in important information, for example, choose where you wish to have the affordable house Kenya, your current monthly rent, your income per month, whether employed or self employed etc. You will also get a prompt to make your first saving or deposit. You can choose to pay now or later. Here is how your account will appear once you register for affordable housing in Kenya:
- Savings Tab– Click to see the amount you have contributed for the affordable housing in Kenya.
- Projects Tab-Click to see a list of various government affordable housing projects across various locations from which you can select your Kenya affordable housing project.
- Profile Tab: Click to check or edit your personal and account details
⚠️ Boma Yangu registration deadline – Deadlines vary by project, but registration should be done early to secure a slot. Always check official updates for your chosen project.
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Affordable Housing in Kenya Prices (Updated List)
The cost depends on location, unit type, and project of the affordable homes Kenya.
| Unit Type | Price Range (Nairobi) | Price Range (Other Counties) |
|---|---|---|
| Studio | Ksh 600,000 – 1.2M | Ksh 500,000 – 900,000 |
| 1 Bedroom | Ksh 1.5M – 2M | Ksh 1.2M – 1.8M |
| 2 Bedroom | Ksh 2.5M – 3.5M | Ksh 2M – 2.8M |
| 3 Bedroom | Ksh 3.8M – 5M | Ksh 3M – 4.2M |
Financing options include:
- Mortgage through partner banks
- SACCO financing
- Housing levy deductions
Affordable Housing Projects in Nairobi & Other Counties
Affordable housing Nairobi projects include:
- Pangani Estate – mixed units, near CBD
- Park Road Ngara – 1BR, 2BR, 3BR units
- Shauri Moyo – under construction
- Kibera Soweto B – ongoing allocation
Other counties representing Kenya affordable housing include:
- Mombasa – Buxton housing redevelopment
- Nakuru – Bondeni project
- Kisumu – Makasembo affordable housing project.
- Eldoret – Langas project
- Kakamega – Amalemba housing site
- Vihiga– Vihiga Town
- Nandi– Emgwen affordable housing.
- Kiambu– Kikuyu affordable housing.
- Nyandarua– Ol Kalou affordable housing site.
- Siaya– Alego Usonga affordable housing project.
- Kericho-Talai Affordable housing project.
- Nakuru-Elburgon affordable housing project.
⬇️ Download a Full List of Projects of Affordable Housing in Kenya PDF
Financing & Payment Plans
To make affordable housing in Kenya truly accessible, the government allows:
- Monthly installments spread over 5–20 year
You can pay for your house in small amounts every month instead of one big payment, making it easier to manage your budget.
- Employer-backed deductions
Your employer can help you by sending part of your salary directly towards your house payments, so you don’t have to remember to pay each month.
- SACCO lump-sum payments
If you’re a member of a SACCO (Savings and Credit Cooperative), you can use your savings or a loan from the SACCO to pay for a big part of the house cost at once.
- Mortgage options with low interest rates for first-time buyers
If this is your first home, banks and housing finance companies offer special loans with cheaper interest, so you pay less over time.
FAQs About Affordable Housing in Kenya
Is the housing levy refundable?
Yes, if you do not get a unit, you can request a refund.
Can I apply for more than one unit?
No, only one unit per applicant.
Do I get a title deed?
Yes, you receive a title or lease document depending on the property type.
What happens if I miss the deadline?
You may have to wait for the next project cycle.
Conclusion
The affordable housing in Kenya programme is transforming the dream of homeownership into reality for thousands of citizens. From modern affordable homes Kenya projects in rural towns to large-scale affordable housing Nairobi developments, the initiative offers options to suit different needs and budgets. Through the Kenya affordable housing plan, early registration on Boma Yangu, staying informed on project deadlines, and understanding pricing and eligibility, you can position yourself to own a quality home at a fraction of the typical market cost.
You have gotten your house? Right? Many affordable housing estates are now integrating hydroponic farming for residents to grow their own food. Why not try it as well?
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